Financial Peace University
May 20, 2008Argh. We have two weeks left of Financial Peace University by Dave Ramsey. I love the program. I recommend the program. It’s an awesome program. And I’ve learned a lot because of the program. We’ve learned about CDs, Mutual Funds, Debt Burning, Wealth Building, Insurance, Stock Markets, and that Dave Ramsey loves saying “Stuu-pid.”
I suppose we’re better off today than we were several months ago when we started the campaign. BUT IT SURE DOESN’T FEEL LIKE IT! It’s been “Murphy’s Law” every since the program began. I think there are evil, spiritual forces in this world that don’t want us to be better stewards of our finances. Seriously. We’ve had doctors’ bills like you wouldn’t believe. Extra travel expenses. More birthday parties than we can shake a stick at. “AND OUR PET’S HEADS ARE FALLING OFF???!!!” (See Carey, Jim; Dumb & Dumber). Like I said, “Murpy’s Law.”
But we’re going to keep it up. Except for our house and two cars, we are out of debt. We’re snowballing our car payments (Baby step two? or three?). And within a couple of years we’ll be investing like a thousand dollars a month! Eurika! And when it’s all said and done, I think we’ll be doing okay for a preacher and spouse with… kids, etc.
Aparently you have not learned much if you do not even know which baby step you are on.
You’re not alone! I’ve been having the same issues since starting Dave’s plan… First, Murphy moved in and has repeatedly been working hard to derail me but I refuse to give up! I’m actually getting to talk to him today on his radio show – not about Murphy, but just looking for some general financial input. Can’t wait to hear what his response is! Anyway, just wanted to say you should hang in there (and btw, you’re on Baby Step 2 which is the Debt Snowball – you won’t be on Baby Step 3 until you’ve paid off “everything but the house”).